Home Bank is used to create budgets. It allows you to track expenses, income, assets, and other budget items. This program has the ability to generate reports. The drawback is that it can be difficult to learn for many users.
AceMoney Lite is used primarily for home use. This program allows you to keep detailed records of your expenses, and generates a variety of reports. The program supports around 40 different languages. It also offers password protection. This version of the software only supports 2 accounts. The upgraded version would be needed to support an unlimited number of accounts.
Money Manager EX is a full-feature Personal Finance software program that allows users to create budgets, keep track up expenses, generate numerous reports, and create multiple accounts. This software is user friendly and could be used on most operating systems. It is a good program for beginners, but it does not offer password protection. It also does not operate well in real time.
Metalogic Finance Explorer can be considered the best free personal finance software. What puts it before the others is its ability to upload financial data from banks. It also allows users to import Stock Market data. Individuals have the ability to print out their displayed financial data. The help file is not very resourceful, so there can be a bit of a learning curve with this software.
If individuals do not want to download software, there are some online free personal finance sites that can be used as an alternative. Several notable mentions are Rudder, Mint, and Money Strain. There are advantages and disadvantages to all of these sites, so it is important to research them thoroughly.
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